Postúlate en Kit Empleo: kitempleo.com.co/empleo/1a91av
Control Desk & Credit Analyst
We are looking for a Control Desk & Credit Analyst to join our Credit team and help us maintain the integrity of Clara's credit decision-making processes. In this role, you'll ensure that every prospect meets our compliance standards, conduct in-depth financial analyses, and contribute to continuous process progress. You will act as a critical gatekeeper, balancing risk mitigation with the agility needed to support our B2B growth.
Responsibilities
- Verify that all prospects comply with legal, cash flow, credit score, and risk assessment requirements.
- Manage onboarding processes, including KYC, KYB, AML checks, credit score validation, and credit origination.
- Analyze customer financial conditions and assess creditworthiness for B2B clients.
- Propose credit limits based on risk analysis and financial health.
- Review and challenge first-line credit risk models to ensure accuracy.
- Identify, propose, and implement process improvements using tools like N8N or Hubspot to streamline workflows.
- Support credit bureau audits and operational improvement initiatives.
- Collaborate closely with the Sales team to address customer credit needs while maintaining risk standards.
Must Haves
- At least 2 years of experience in credit, collection activities, or financial analysis within a B2B environment.
- Working proficiency in English and Spanish (English will be evaluated).
- High analytical and problem-solving skills with a proven role-specific execution mindset.
- Demonstrated ability to perform both detailed quantitative and qualitative analyses.
- Comfortable working under pressure and handling repetitive tasks in a fast-paced, changing environment.
- Proficiency in Google Drive (specifically Google Sheets filters, pivot tables, and formulas).
- Experience or interest in AI tools to automate workflows.
Nice to Haves
- Experience using Hubspot, Metabase, or Zendesk.
- Independent analytical skills using SQL or Python.
- Ability to create clear flowcharts and presentations to communicate risk findings.
- Basic Portuguese or a desire to learn it.
- A good sense of humor.
Benefits
- Competitive salary and stock options (ESOP) from day one
- Multicultural team with daily exposure to Portuguese, Spanish, and English (our corporate language)
- Annual learning budget and internal accelerated development paths
- High-ownership environment: we move fast, learn fast, and raise the bar — together
- Smart, ambitious teammates — low ego, high impact
- Versátil vacation and hybrid work model focused on results
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Postúlate en Kit Empleo: kitempleo.com.co/empleo/1a91av
📌 Control Desk & Credit Analyst (Analista de Mesa de Control y Crédito) - Bogota (Hybrid)
🏢 Clara
📍 Bogotá