Postúlate en Kit Empleo: kitempleo.com.co/empleo/1ah891

Head of Credit Strategy & Underwriting (Founding Team)

At Sureti, we are looking for a senior professional to lead the development of our credit risk and underwriting function from an early stage of growth.

We're not looking for a traditional analyst or someone with a purely quantitative background. We're looking for someone who has been involved in real-world credit decisions, understands how to balance growth and risk, and enjoys building policies, processes, tools, and governance from the ground up in a dynamic environment.

This position offers significant exposure to the founding team, participation in strategic business decisions, and the potential to become a key member of the senior team. It includes a stock option structure.

What will your mission be?

Design, structure and scale Sureti's credit and underwriting function, turning risk criteria into policies, processes, tools and automations that allow for profitable and sustainable growth.

Main responsibilities

- Design, implement and strengthen Sureti's credit policy.

- Analyze, structure, and approve credit prospects.

- Define risk appetite, eligibility criteria, approval rules, and exception handling.

- Build clear, repeatable, and scalable underwriting processes.

- Design analysis tools, credit memos, checklists and dashboards supported by artificial intelligence.

- Monitor key indicators of origination, approval, delinquency, portfolio quality and portfolio performance.

- Working hand in hand with product, data and technology to turn credit policies into flows, business rules and automations.

- Design and formalize credit committee governance, documentation,



and decision traceability.

- Supporting the founding team in strategic decisions related to risk, product, growth, and expansion.

What we are looking for

- More than 5 years of experience in credit risk, underwriting, origination, credit policy or related areas.

- Solid experience in traditional banking, fintech lending, or financial institutions with a focus on:

business credit

SME credit

factoring

leasing

secured loan

similar financial products

- Real-world experience in making credit decisions, not just in analysis or modeling.

- Ability to design policies, decision matrices, controls, and governance frameworks.

- Product mindset and affinity for working with technology, data, and automation teams.

- Genuine interest in the use of AI for process optimization and decision making.

- High autonomy, sense of ownership, and execution capacity.

- Comfort working in ambiguous, high-speed, and early-construction environments.

We'd love it if you also have

- Experience building risk functions from scratch.

- Participation in the digital transformation of credit processes.

- Experience implementing decision engines, rule engines, or automation tools.

- Background in high-growth companies or founding teams.

What do we offer?

- Strategic role within the founding team.

- High visibility and direct impact on the business.

- Participation in stock options.

- Real space to build, decide and scale.

- Culture of high autonomy, speed and continuous learning.

If you enjoy combining risk, business, product, technology and construction, this could be your next challenge.

Postúlate en Kit Empleo: kitempleo.com.co/empleo/1ah891

📌 Director of Credit Risk (Medellín)
🏢 Sureti
📍 Medellín