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About The Role

The Credit team at Revolut creates and scales lending features that power integral growth. They manage the entire product lifecycle, from backend systems to customer‑facing experiences. By combining market insight, risk expertise, and technical precision, they deliver safe, forward‑thinking solutions tailored to each region. We’re looking for a Credit Manager to provide analytics services to credit teams around the world. You'll partner with team members, including modelling experts, to improve our credit features and boost value for our customers.

What You’ll Be Doing
- Managing portfolios within risk appetite
- Optimising credit strategies on an ongoing basis (new originations, existing customers management, arrears management) to maximise portfolio risk‑adjusted returns
- Supporting the development of credit strategies to launch new products by conducting in‑market tests to define the right product market fit and target customer segments
- Forecasting and gathering external data
- Improving automated credit decisioning capabilities
- Designing, deploying,



and analysing champion‑challenger strategies across the credit lifecycle
- Building and deploying analytical tools for use by local credit teams
- Ensuring approval and good rating of first‑line credit risk function from second line, third line, and regulators
- Selecting and onboarding new data suppliers

What You’ll Need
- 3+ years in a similar role
- Experience in credit risk management of retail credit portfolios (personal loans, refinancing)
- Expertise in credit origination, credit limit management, risk‑based pricing, retention strategies, etc.
- Proven experience making data‑driven decisions and working with large datasets using Python (Pandas), SQL, SAS, etc.
- A bachelor’s degree in a quantitative/analytical subject like maths, engineering, physics, or computer science from a top university
- The ability to extract the essence from complex matters and explain it simply
- A solid understa

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📌 Credit Analytics Manager (Colombia)
🏢 Revolut
📍 Colombia