Postúlate en Kit Empleo: kitempleo.com.co/empleo/1at4js

Seniority: Mid-level (4–6 years experience)

? About Guama

Guama is a financial technology company focused on expanding access to credit in Latin America. Backed by leading VCs, the company provides credit cards to underserved segments using AI and open banking data, enabling more inclusive and accurate underwriting.

Founded by former Nubank employees, Guama was created to address a clear market gap: millions of individuals across the region are excluded from formal financial services despite being creditworthy. By combining technology, alternative data, and thoughtful product design, Guama is building a new approach to consumer credit — starting in Colombia.

? What You’ll Do

You’ll join Guama in a key leadership role where you will own the full risk analysis function from day one. Unlike traditional setups, you won’t inherit a team at first. Instead, you’ll personally lead the analysis, build frameworks, and turn insights directly into business decisions. Your responsibilities will include:




- Build and maintain robust SQL-based dashboards and queries to analyze credit performance and unit economics across the business.
- Partner with our data science team to design, implement, and monitor predictive models (underwriting, line increase, fraud detection, etc.).
- Work hand-in-hand with the finance team to deliver airtight unit economics, ensuring every decision is grounded in sound financial impact.
- Lead cohort monitoring to understand customer behavior and portfolio dynamics, including default risk, spend, usage, churn, and profitability trends.
- Provide deep-dive analysis on any business-critical topic — from marketing funnel efficiency to card approval rates, logistics costs, or customer service metrics.
- Work closely with the CEO and leadership team to make decisions based on your analysis, ensuring risk discipline while enabling growth.

? What We’re Looking For

We need someone who can crunch the numbers and call the shots. You’re a good fit if you:
- H

Postúlate en Kit Empleo: kitempleo.com.co/empleo/1at4js

📌 Credit Strategy Lead (Colombia)
🏢 Guama
📍 Colombia