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With a mission to financially empower the next generation, Sezzle is revolutionizing the shopping experience beyond payments, blending cutting‑edge tech with seamless, interest‑free installment plans that make shopping smarter and more accessible. We’re not just transforming payments; we’re redefining how people discover, interact with, and purchase the things they love while driving real impact on merchant sales through increased conversions and higher order values. As we continue to shape the future of fintech and retail, we’re building an innovative, dynamic team passionate about creating more than just a transaction but a truly unique shopping journey.
About the Role
The Merchant Risk Analyst will ensure Sezzle’s merchant partners exhibit behaviors that support a safe and high‑quality ecosystem. The analyst will monitor current merchants, decline unsuitable applicants, and recommend improvements to risk processes.
What You’ll Do
- Actively analyze merchant applications by evaluating risk scores, products, and policies
- Investigate high‑risk merchant account activity to minimize loss from fraud and reputational risks
- Communicate and coordinate processes between teams to refine the merchant approval process
- Write and execute queries in MySQL to analyze merchant information and performance metrics
- Analyze merchant reputational risk based on customer NPS reviews
- Serve as a mediator between the Merchant Success and Support teams to resolve merchant‑risk related issues and provide guidance on overall risk tolerance and policy
- Improve the current merchant fraud detection framework to detect fraud more effectively
- Perform extensive analysis on ways the merchant approval process can be streamlined and automated, and challenge the status quo on projects focused on improving methods, policies, and internal tools
What We Look For
- Bachelor's degree from an accredited institution
- Minimum 1 year of experience in risk management,
fraud, or financial crime prevention operations
- Experience analyzing data and making impactful decisions in a fast‑paced and sometimes ambiguous environment
- Work experience with MySQL, PostgreSQL
- Attention to detail and ability to multitask
- Excellent problem‑solving and analytical skills
- Strong business judgment and communication skills
- Ability to self‑start and work with minimal supervision after training
- Demonstrated experience working with Claude or equivalent large‑language‑model tools (required)
Preferred Qualifications
- 2+ years of real‑world analytical experience in merchant/business fraud and credit risk management, fraud or financial crime prevention operations in e‑commerce, banking, fintech, or financial institutions
- Idóneo candidate will be available to start within two weeks following an offer
About You
- You have relentlessly high standards – many people may think your standards are unreasonably high. You raise the bar and drive those around you to deliver great results, ensuring defects never slip through.
- You’re not bound by convention – you develop new ways to do things.
- You need action – speed matters; calculated risk‑taking is valued.
- You earn trust – you listen attentively, speak candidly, and treat others respectfully.
- You have backbone; disagree, then commit – you respectfully challenge decisions when you disagree, stay tenacious, and commit fully once a decision is finalized.
- You deliver results – you focus on key inputs and deliver high‑quality outcomes on time, rising to the occasion despite setbacks.
What Makes Working at Sezzle Awesome
We are more than just brilliant engineers, passionate data enthusiasts, out‑of‑the‑box thinkers, and determined innovators. Our culture is centered on the visible example living in every employee we hire, not on generic perks.
Compensation
The role is a contractor position, salaried at $1,800 – $2,000 USD gross monthly.
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Postúlate en Kit Empleo: kitempleo.com.co/empleo/1azdg4
📌 Associate Merchant Risk Analyst (Bogotá)
🏢 Sezzle
📍 Bogotá