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With a mission to financially empower the next generation, Sezzle is revolutionizing the shopping experience beyond payments, blending cutting‐edge tech with seamless, interest‐free installment plans that make shopping smarter and more accessible.
We're not just transforming payments; we're redefining how people discover, interact with, and purchase the things they love while driving real impact on merchant sales through increased conversions and higher order values.
As we continue to shape the future of fintech and retail, we're building an innovative, dynamic team passionate about creating more than just a transaction but a truly unique shopping journey.
About the Role
The Merchant Risk Analyst will ensure Sezzle's merchant partners exhibit behaviors that support a safe and high‐quality ecosystem.
The analyst will monitor current merchants, decline unsuitable applicants, and recommend improvements to risk processes.
What You'll Do
Actively analyze merchant applications by evaluating risk scores, products, and policies
Investigate high‐risk merchant account activity to minimize loss from fraud and reputational risks
Communicate and coordinate processes between teams to refine the merchant approval process
Write and execute queries in MySQL to analyze merchant information and performance metrics
Analyze merchant reputational risk based on customer NPS reviews
Serve as a mediator between the Merchant Success and Support teams to resolve merchant‐risk related issues and provide guidance on overall risk tolerance and policy
Improve the current merchant fraud detection framework to detect fraud more effectively
Perform extensive analysis on ways the merchant approval process can be streamlined and automated, and challenge the status quo on projects focused on improving methods, policies, and internal tools
What We Look For
Bachelor's degree from an accredited institution
Minimum 1 year of experience in risk management, fraud,



or financial crime prevention operations
Experience analyzing data and making impactful decisions in a fast‐paced and sometimes ambiguous environment
Work experience with MySQL, PostgreSQL
Attention to detail and ability to multitask
Excellent problem‐solving and analytical skills
Strong business judgment and communication skills
Ability to self‐start and work with minimal supervision after training
Demonstrated experience working with Claude or equivalent large‐language‐model tools (required)
Preferred Qualifications
2+ years of real‐world analytical experience in merchant/business fraud and credit risk management, fraud or financial crime prevention operations in e‐commerce, banking, fintech, or financial institutions
Adecuado candidate will be available to start within two weeks following an offer
About You
You have relentlessly high standards – many people may think your standards are unreasonably high.
You raise the bar and drive those around you to deliver great results, ensuring defects never slip through.
You're not bound by convention – you develop new ways to do things.
You need action – speed matters; calculated risk‐taking is valued.
You earn trust – you listen attentively, speak candidly, and treat others respectfully.
You have backbone; disagree, then commit – you respectfully challenge decisions when you disagree, stay tenacious, and commit fully once a decision is finalized.
You deliver results – you focus on key inputs and deliver high‐quality outcomes on time, rising to the occasion despite setbacks.
What Makes Working at Sezzle Awesome
We are more than just brilliant engineers, passionate data enthusiasts, out‐of‐the‐box thinkers, and determined innovators.
Our culture is centered on the visible example living in every employee we hire, not on generic perks.
Compensation
The role is a contractor position, salaried at $1,800 – $2,000 USD gross monthly.
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📌 Associate Merchant Risk Analyst (Bogotá)
🏢 Sezzle
📍 Bogotá