About PayJoy
PayJoy, a Public Benefit Corporation, is a mission-first credit provider
dedicated to helping under-served customers in emerging markets to achieve
financial stability and success. Our patented technology for secured credit
provides an on-ramp for new customers to enter the credit system. Through
PayJoy’s point-of-sale financing and card offerings, customers gain access to a
modern quality of life. PayJoy’s credit also allows our customers to seize
opportunities as micro-entrepreneurs, and acts as insurance for tough times.
Through our cutting-edge machine learning, data science, and anti-fraud AI, we
have served over 18 million customers as of 2025 while achieving solid
profitability for sustainable growth.
This role
The Software Engineer is responsible for developing our unique locking
technology that combines our proprietary “secret sauce” and the effective use of
data to give users credit-based products in emerging markets, as well as focused
on world-class app design, web frontend and backend, and partner API
integrations.
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Responsibilities
* Code software primarily in PHP, Javascript/Vue/AngularJS, HTML, CSS. Design,
implement, test, debug, and deploy features and services from product
specification. Work with the Product team to deliver code that addresses
business needs.
* Use and manage relational SQL databases. Use SQL programming language to
perform Create, Retrieve, Update, and Delete operations (DDL and DML
commands). Design and implement database schema changes to support new
features.
* Understand the importance of customer data. Proper handling of customer’s
sensitive information. Build data driven products
* Work with integral engineering teams and partners to deliver great products
into international markets. Design and implement tools to guarantee that
remote teams are able to support partners’ needs. Build APIs to deliver the
data partners need in real-time.
* Build independently and/or take ownership of sets of features. C
📌 Senior Software Engineer (Bogotá)
🏢 PayJoy
📍 Bogotá