About World Business Lenders

- World Business Lenders (WBL) provides general-purpose, short-term, real estate-collateralized commercial loans to small and medium-sized businesses throughout the United States that may not have access to traditional sources of funding. WBL is a U.S.-based company with a 100% remote workforce.
- This is a remote Contract/Consultant position. Standard working hours are generally 9:00 a.m. to 6:00 p.m. Eastern Time, Monday through Friday. Additional hours may occasionally be required based on operational needs.
- Excellent written and verbal English communication skills are required.

Position Overview
- The FP&A; Team Lead is a hands-on owner of a defined area within the FP&A; function. The Team Lead is responsible for the quality, timeliness, and business usefulness of work in that area while leading and developing FP&A; Analysts.
- Current Team Lead assignments are Corporate Planning & Performance and Portfolio & Capital. Team Leads are expected to support the broader FP&A; function as needed, but hiring and performance expectations will emphasize the assigned area.

Functional Assignment
- Corporate Planning & Performance — annual budget and reforecasts; consolidated three-statement forecast; operating expense and headcount planning; variance analysis; and management reporting.
- Portfolio & Capital — origination and portfolio forecasting; NPL, REO, and recovery forecasting; cash and liquidity; facility and covenant forecasting; and capital scenarios.

Key Responsibilities
- Lead, prioritize, and coordinate the day-to-day work of FP&A; Analysts, including reviewing work and providing coaching and feedback.




- Own recurring models, forecasts, analyses, and reporting within the assigned functional area.
- Review financial models and analyses for accuracy, logical consistency, methodology, transparency, and usability, and reconcile outputs to source data and financial statements.
- Analyze financial and operating results, identify material drivers, challenge assumptions, and develop clear management explanations.
- Lead scenario, sensitivity, and other decision-support analyses within the assigned area.
- Work with Accounting, Operations, and other departments to obtain required inputs, resolve discrepancies, and improve reporting accuracy.
- Maintain clear assumptions, supporting schedules, version control, change logs, and process documentation for key models and reports.
- Improve, standardize, and automate recurring FP&A; processes and reporting.
- Support broader FP&A;, due-diligence, and strategic projects as needed.

Requirements

- Education:
- - Bachelor's degree or equivalent experience in Finance, Accounting, Economics, Mathematics, Business Administration, Data Analytics, or a related field.

- Experience:
- - Five or more years of progressive experience in FP&A;, financial modeling, or a closely related finance role.




- Prior experience leading, reviewing, mentoring, or coordinating the work of analysts or other finance professionals.
- Strong understanding of the income statement, balance sheet, and cash-flow statement, including the ability to build and connect a three-statement model from scratch in Excel.
- Advanced Excel and financial-modeling skills, including scenario analysis, model construction, and reconciliation to source data.
- Strong analytical judgment and the ability to identify material business drivers in large or incomplete datasets.
- Ability to communicate financial results, assumptions, risks, and recommendations clearly to finance and non-finance stakeholders.
- Demonstrated depth in at least one functional assignment listed above; candidates are not expected to be experts in both.
- Ability to manage recurring deadlines and maintain regular communication in a remote environment.

Preferred Qualifications

- Experience in commercial lending, mortgage lending, specialty finance, banking, or another financial-services environment.
- Experience with consolidated planning and forecasting, lending or portfolio analysis, liquidity and capital planning, or related work aligned with the assigned area.
- Experience improving or automating recurring financial models and reporting processes.

Benefits

What We Offer

USD compensation

️ Paid Time Off (PTO).

Fully remote — work from wherever you do your best work!

Ready to Apply?

If this sounds like you, we'd love to hear from you - submit your CV in English and hit Apply!

📌 FP&A Team Lead (Colombia)
🏢 World Business Lenders
📍 Colombia