Company Description Suave is a modern buy-now, pay-later platform that gives customers the flexibility to shop the items they love and pay later, both in-store and online. The company focuses on making shopping as easy as possible by allowing users to pay for items they need in easy payments.
You will own Suave's credit decisioning end to end. Today we run a Python-based scoring module alongside a deterministic payslip fraud-detection layer. It works, but it was built for a smaller company. Your job is to turn six years of data into a modern, measurable, and explainable scoring model that approves more good customers, declines fewer of them by mistake, and keeps losses low as we grow into new islands.
This is a hands-on, senior individual-contributor role with the scope to grow into leading a data team.
What you'll work with
Company Description Suave is a modern buy-now, pay-later platform that gives customers the flexibility to shop the items they love and pay later, both in-store and online.



The company focuses on making shopping as easy as possible by allowing users to pay for items they need in easy payments.
You will own Suave's credit decisioning end to end. Today we run a Python-based scoring module alongside a deterministic payslip fraud-detection layer. It works, but it was built for a smaller company. Your job is to turn six years of data into a modern, measurable, and explainable scoring model that approves more good customers, declines fewer of them by mistake, and keeps losses low as we grow into new islands.
This is a hands-on, senior individual-contributor role with the scope to grow into leading a data team.
What you'll work with
You will build on:
- Full repayment histories since 2020, covering on-time payments, late payments, defaults, and recoveries across every installment term.
- Application and KYC data from identity verification, plus parsed payslip and income documents.
- Card transaction data showing how customers actually spend with Suave,

📌 Credit Scoring (Colombia)
🏢 suave
📍 Colombia