About Us

Estoy is a growing crypto-focused company operating across international markets. Our mission is to build efficient, transparent financial operations that support innovation in the digital asset and fintech ecosystem.

We are a fast-paced and rapidly evolving startup seeking proactive individuals who thrive in high-performance environments and are excited to help scale our operations.

About the Role

Estoy is seeking a Compliance Officer to strengthen and support its compliance program across the jurisdictions in which the Company operates or plans to expand.

This role will oversee financial crime controls, support regulatory compliance and licensing initiatives, and coordinate with local compliance officers, external counsel, regulators, and internal stakeholders.

The ideal candidate combines practical AML/CFT experience with an understanding of digital asset risks and the ability to translate regulatory requirements into effective policies and operational controls. Experience supporting licensing applications in the United States is strongly preferred.

Key Responsibilities

- Maintain and enhance the Company’s global compliance framework, aligning policies and controls with applicable regulations and jurisdiction-specific requirements.
- Implement and monitor anti-money laundering and counter-terrorist financing controls, including KYC/KYB, customer due diligence, enhanced due diligence, beneficial ownership verification, and ongoing monitoring.
- Oversee sanctions, politically exposed person (PEP), and adverse media screening, including the review and escalation of potential matches.
- Support transaction monitoring across fiat and digital asset activity, including alert reviews, investigations, escalation, and documentation.
- Coordinate the preparation and submission of suspicious activity reports and other regulatory filings with appropriately authorized local compliance personnel.
- Conduct business-wide and jurisdiction-specific risk assessments covering customers, products, services, transaction channels, and geographic exposure.
- Support applicable Travel Rule implementation and oversight for digital asset transfers.
- Monitor regulatory developments across relevant markets and translate changes into policies, procedures,



and actionable compliance requirements.
- Support applications, registrations, license renewals, and ongoing regulatory obligations for digital asset, payments, and money transmission activities.
- Coordinate with regulators, financial intelligence units, external counsel, auditors, banking partners, and local compliance teams.
- Assess compliance risks associated with new products, market expansion, business partners, and third-party service providers.
- Support regulatory examinations, independent compliance reviews, and internal and external audits; track findings and remediation through completion.
- Maintain accurate compliance records, reporting calendars, and management reports on key risks, control effectiveness, and outstanding issues.
- Deliver compliance training and provide practical guidance to teams across the Company.
- Escalate material compliance concerns promptly and exercise independent professional judgment.

Required Qualifications

- Bachelor’s degree in Law, Finance, Business Administration, Accounting, or a related field.
- 5+ proven experience as a Compliance Officer or in an equivalent AML/regulatory compliance role within banking, payments, fintech, digital assets, capital markets, or another regulated financial services business.
- Strong practical knowledge of AML/CFT principles, risk-based compliance programs, and relevant FATF standards.
- Hands-on experience with customer due diligence, transaction monitoring, sanctions screening, investigations, and suspicious activity reporting processes.
- Understanding of digital assets, virtual asset service providers (VASPs), wallet activity, fiat and crypto transaction flows, and related financial crime risks.
- Ability to interpret regulatory requirements across jurisdictions and work with local specialists to implement appropriate controls.




- Experience preparing regulatory documentation and supporting interactions with regulators, auditors, or supervisory authorities.
- ACAMS CAMS, FIBA AMLCA, or an equivalent recognized AML/compliance certification, either active or actively being pursued.
- Strong English proficiency, both written and verbal, for regulatory documentation and international coordination.
- Strong analytical skills, attention to detail, confidentiality, and sound professional judgment.
- Ability to work independently, manage competing priorities, and collaborate across departments and time zones.

Preferred Qualifications

- Prior compliance experience within a crypto exchange, regulated VASP, or digital asset financial services provider.
- Demonstrated experience supporting or managing U.S. licensing applications, particularly state Money Transmitter Licenses (MTLs) through the Nationwide Multistate Licensing System (NMLS).
- Experience preparing licensing application packages, coordinating with external counsel, responding to regulator inquiries, and supporting license renewals and examinations.
- Experience with FinCEN Money Services Business (MSB) registration and associated federal compliance obligations.
- Familiarity with the U.S. Bank Secrecy Act (BSA), FinCEN requirements, and OFAC sanctions compliance.
- Experience supporting digital asset or payments licensing and registrations in other jurisdictions.
- Experience implementing Travel Rule solutions and using blockchain analytics platforms such as Chainalysis, Elliptic, or TRM Labs.
- Experience working in multinational organizations or supporting cross-border financial services.
- Additional certifications in sanctions, fraud, or risk management, such as CGSS or CFE.
- Spanish proficiency or additional languages relevant to the Company’s markets.

What We Offer

- Competitive compensation in USD.
- Fully remote work environment.
- Opportunity to work with a general, fast-growing startup.
- Career growth and continuous learning within a dynamic international team.

How to Apply Please email your resume to [email protected] . Only resumes submitted in English will be accepted.

Subject line: Compliance Officer_Your Name

📌 Compliance Officer – Digital Assets (Remote) (Colombia)
🏢 Estoy
📍 Colombia