About PayJoy
PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
The Staff Engineer is responsible for leading our technical foundation, initially collaborating with the Money - Payments teams to drive innovation, with the opportunity to work with other teams as well, taking on a mentoring role, designing scalable systems, and influencing cross-functional initiatives,
in a hands-on position where they will make key technical decisions and build critical services.
Responsibilities
• Solve Critical Problems: Identify, prioritize, and solve technical challenges impacting growth
• Lead and Collaborate: Architect new solutions, Implement newer patterns/framework that other candidates can use and implement, Identify potential systemwide solutions, guide teams, ensuring solutions meet business goals and technical standards
• Mentor & Develop: Foster a culture of learning, guiding junior engineers
• Innovate & Improve: Drive continuous improvement in our platform and processes
Requirements
• Bachelor’s degree in a technical discipline such as computer science, software engineering, or a related field.
• 12+ years of experience as Software Engineer, in a fast-paced, high-growth environment, working with cloud platforms such as AWS, GCP, or Azure
• Strong expertise in fullstack development with proficie
📌 Staff Software Engineer (Bogotá)
🏢 PayJoy
📍 Bogotá