Umbrella and excess.

Alternative risk.

Umbrella relationships.

Portfolio analysis.

Portfolio leadership.

Location: Miami / Fort Lauderdale, Florida

Workplace: Hybrid | Full Time | U.S. Based

License: Active Florida 2-20 required

COMPENSATION

$70,000–$100,000 base + commission, depending on experience and track record.

For proven hunters who prefer more upside, we are open to a lower-base / higher-commission structure.

$300,000+ first-year earning potential for successful performers

Uncapped production upside.

Exceptional long-term performers may also earn opportunities for bonuses, leadership, profit participation, partnership and potential equity.

YOU MAY ALREADY HAVE A GOOD INSURANCE CAREER.

Good.

We're not looking for someone trying to break into commercial insurance.

We're looking for someone successful enough to ask:

“Am I playing on a big enough platform?”

Maybe you're already a:

Commercial Insurance Producer.

Commercial Lines Producer.

Commercial Lines Account Executive.

Senior Account Executive.

Risk Advisor.

P&C; Producer.

Vice President.

Practice Leader.

And you're good at what you do.

But you know you're capable of much more than processing renewals and selling policies.

We want someone who can become a trusted advisor to serious investors, developers, entrepreneurs, family offices and ultra-high-net-worth clients.

THIS IS NOT A NORMAL ACCOUNT MANAGER ROLE.

We need a rare combination:

TECHNICAL INSURANCE PROFESSIONAL + ACCOUNT EXECUTIVE + HUNTER + FINANCIAL THINKER + RELATIONSHIP BUILDER

You must be capable of doing two things extremely well:

PROTECT + EXPAND

Take sophisticated existing relationships and uncover additional opportunities.

HUNT + CREATE

Build new relationships, create opportunities and generate new revenue.

You will not necessarily start from zero.

The right person can be entrusted with existing relationships and existing revenue while building new business.

THE NON-NEGOTIABLE

You must hold an active:

FLORIDA 2-20 GENERAL LINES LICENSE

No exceptions.





You also need meaningful commercial P&C; experience.

You should understand sophisticated commercial risks involving areas such as:

Commercial property.

Large schedules and TIV.

Multifamily.

Hospitality.

Development.

Construction.

Industrial.

Retail.

Complex casualty.

Umbrella and excess.

Lender requirements.

Alternative risk.

Captives.

Self-insurance.

Loss-sensitive programs.

You don't need to know every answer.

But you need enough technical depth to identify the real problem and assemble the right solution.

INSURANCE KNOWLEDGE IS ONLY THE ENTRY TICKET.

Our clients don't wake up thinking about insurance policies.

They think about:

NOI.

EBITDA.

Cash flow.

DSCR.

Debt.

Liquidity.

Capital.

Valuation.

Enterprise value.

Asset protection.

Hold strategy.

Exit strategy.

You need to understand how insurance affects those outcomes.

A normal broker asks:

“What coverage did you have last year?”

We ask:

What did you pay for the asset?

What is the land worth?

What is the structure worth?

What is the NOI?

What does the lender require?

What can be negotiated?

What risk does the client actually want to transfer?

What should they self-insure?

What threatens liquidity or enterprise value?

What happens to valuation if we improve NOI?

We speak real estate first.TOTAL ASSET OPTIMIZATION

Premier does not think policy by policy.

We look at the client's broader economic life:

Commercial real estate.

Operating businesses.

Personal exposure.

Umbrella relationships.

Debt.

Capital.

Liquidity.

Entities.

Lenders.

Risk tolerance.

Future acquisitions.

Refinancing.

Exit strategy.

Strategic relationships.

Sometimes the answer is conventional insurance.

Sometimes it's a captive.

Sometimes it's alternative risk.

Sometimes it's changing deductibles.

Sometimes it's restructuring an SOV.

Sometimes it's negotiating lender requirements.

Sometimes it's a completely different solution.

THE PLATFORM YOU'RE JOINING

Premier Protection currently insures more than $5 billion in real estate assets.

We operate across a broad universe of hundreds of traditio

📌 SENIOR COMMERCIAL RISK (Colombia)
🏢 Premier Protection Insurance Services
📍 Colombia