PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.
Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system.
Through PayJoy's point-of-sale financing and card offerings, customers gain access to a modern quality of life.
PayJoy's credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times.
Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of **** while achieving solid profitability for sustainable growth.This roleThe Software Engineer is responsible for developing our unique locking technology that combines our proprietary "secret sauce" and the effective use of data to give users credit-based products in emerging markets, as well as focused on world-class app design, web frontend and backend, and partner API integrations.About PayJoyPayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.
Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system.
Through PayJoy's point-of-sale financing and card offerings, customers gain access to a modern quality of life.
PayJoy's credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times.
Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of **** while achieving solid profitability for sustainable growth.This roleThe Software Engineer is responsible for developing our unique locking technology that combines our proprietary "secret sauce" and the effective use of data to give users credit-based products in emerging markets, as well as focused on world-class app design, web frontend and backend,



and partner API integrations.ResponsibilitiesCode software primarily in PHP, Javascript/Vue/AngularJS, HTML, CSS.
Design, implement, test, debug, and deploy features and services from product specificationWork with the Product team to deliver code that addresses business needsUse and manage relational SQL databases.
Use SQL programming language to perform Create, Retrieve, Update, and Delete operations (DDL and DML commands)Design and implement database schema changes to support new featuresUnderstand the importance of customer data.
Proper handling of customer's sensitive informationBuild data driven productsWork with general engineering teams and partners to deliver great products into international marketsDesign and implement tools to guarantee that remote teams are able to support partners' needsBuild APIs to deliver the data partners need in real-timeBuild independently and/or take ownership of sets of featuresContribute to feature development across the full life-cycle: requirements to implementation, requirement changes, follow-up implementation, and bug fixesGrow the engineering team.
Provide mentorship and documentation for new engineers.
Interview new candidates for the teamBe willing to work in a collaborative environmentParticipate in code reviews as an important part of the job.
Be able to work collaboratively with other engineers using engineering practices but not limited to , pair programming and TDD.
Willing to work in an Agile environmentRequirementsBachelor's degree in a technical discipline such as computer science, software engineering, or a related field.8 + years of experience in financial technology servicesProficiency in front-end and back-end technologies, PHP, Java,



Javascript/Vue/AngularJS, HTML, CSS, SQLStrong problem-solving and analytical skillsExcellent communication and collaboration skillsBeing a team player, that includes review, pair programming, collaboration in one task, mentoring or being mentoredNice to HaveExperience with Adobe Experience Platform (AEP)Exposure to omnichannel activation (email, push, SMS, in-product)Interest in growing toward Staff / architecture responsibilitiesExperience in product-led or growth-driven companiesBenefits100% Company-funded Health for employees and immediate family membersLife InsuranceIndefinite-term contract20 days of vacations, unlimited sick leave$2,000 USD annual Co-working Travel perk$2,000 USD annual Professional Development perkPhone finance, headphone benefit, home office equipment allowance and wellness perksCatered lunchesPayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds.
We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.PayJoy PrinciplesFinance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active ListeningWe may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information.
These tools assist our recruitment team but do not replace human judgment.
Final hiring decisions are ultimately made by humans.
If you would like more information about how your data is processed, please contact us.
#J-*****-Ljbffr

📌 Senior Software Engineer (Bogotá)
🏢 PayJoy
📍 Bogotá