Artificial Intelligence.
Automation.
Cloud engineering.
Advanced analytics.
For business leaders, these are key factors of success.
For us, they're our core expertise.We work with iconic brands worldwide.
We bring them a unique value proposition through market-leading technology and business process excellence.We've created over 200 unique inventions under several patents across AI and other critical technologies.
Leveraging our advanced products and platforms, we drive digital transformation, optimize critical business operations, reinvent experiences, and pioneer new solutions, all provided through a seamless "as a service" model.For each company, we provide new keys for their businesses, the people they work with, and the customers they serve.
We tailor proven and rapid formulas, to fit their unique DNA.
We bring together human expertise and artificial intelligence to develop digital chemistry.
This unlocks new possibilities, transformative outcomes and enduring relationships.Job DescriptionWe're looking for a seasoned professional with extensive knowledge of the US credit originations and account-opening lifecycle to lead the operational management and optimisation of our credit card originations processes.
The Credit Originations SME will bring deep understanding of application intake, underwriting support, and decisioning to support daily operations and drive compliant, efficient onboarding of new accounts.QualificationsExtensive knowledge of the US credit originations and account-opening ecosystem, gained from previous experience at a bank, issuer processor, or fintech lenderDeep understanding of the end-to-end originations lifecycle: application intake, identity verification,



credit decisioning, underwriting support, funding, and account set-upStrong knowledge of credit bureau data and scoring (Experian, Equifax, TransUnion), decisioning engines, and risk-based pricingWorking knowledge of KYC / KYB / CIP and AML requirements as they apply to account openingFamiliarity with the regulatory framework governing originations, including Regulation B (ECOA), Regulation Z (TILA), FCRA, and adverse action requirementsProven ability to act as the central point of contact for the operations team on all things US credit originations, responding to queries and sharing insight from industry experienceSkilled at building strong relationships across departments (e.g. Implementations, Operations, Product, Risk) to foster teamwork and alignment on goalsExperience owning an operational learning strategy for US credit originations, upskilling internal teams and sharing knowledge and best practiceComfortable working in a fast-paced environment where client service and understanding are critical to successExceptional oral and written communication skills in English, with the ability to adapt style and language for diverse audiencesStrong attention to detail and a methodical approachEffective time management,



with a strong sense of urgency and the ability to prioritise workloadsAble to work effectively both independently and as part of a teamFamiliarity with Mastercard, Visa, Amex, and Discover originations requirements and platform functionalityExposure to fraud and identity verification tools used at point of applicationLoanPro, Taktile and Bloom experienceAdditional InformationWe are committed to fostering a diverse, equitable, and inclusive workplace where all employees and prospective staff are treated with respect and provided equal employment opportunities, regardless of race, color, religion, sex, national origin, age, marital status, disability, veteran status, or any other characteristic protected by applicable law.At times, government agencies require periodic reports from employers on the sex, ethnicity, handicap, veteran and other protected status of employees.
The purpose of this Administrative EEO Record is for statistical analysis only and is used to comply with government record keeping, reporting, and other legal requirements.
Periodic reports are made to the government on the following information.
The completion of the Administrative EEO record is optional.
If you choose to volunteer the requested information, please note that allAdministrative EEO Records are kept in a Confidential File and are not part of your Application for Employment or Personnel file.Please note: YOUR COOPERATION IS VOLUNTARY.
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📌 Us Credit Originations Sme (Bogotá)
🏢 Sutherland
📍 Bogotá