PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.
Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system.
Through PayJoy's point-of-sale financing and card offerings, customers gain access to a modern quality of life.
PayJoy's credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times.
Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of **** while achieving solid profitability for sustainable growth.This rolePayJoy's Spend team builds the infrastructure that enables customers to use their credit, from payment and disbursement methods to payment processor integrations and the full credit card lifecycle.As a Senior Engineering Manager, Spend, you will lead and grow a distributed team of engineers, driving technical excellence, operational reliability, and predictable delivery.
You will work closely with Product, Risk, Compliance, Finance, and other Engineering teams to build and scale reliable, secure, and cost-efficient financial infrastructure across multiple markets.This role is idóneo for an experienced engineering leader who combines strong technical judgment with a people-first management approach.
You will empower engineers to own technical decisions, develop high-performing teams, and establish effective engineering practices that support PayJoy's continued growth.About PayJoyPayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.
Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system.
Through PayJoy's point-of-sale financing and card offerings, customers gain access to a modern quality of life.
PayJoy's credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times.
Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of **** while achieving solid profitability for sustainable growth.This rolePayJoy's Spend team builds the infrastructure that enables customers to use their credit, from payment and disbursement methods to payment processor integrations and the full credit card lifecycle.As a Senior Engineering Manager, Spend, you will lead and grow a distributed team of engineers, driving technical excellence, operational reliability, and predictable delivery.
You will work closely with Product, Risk, Compliance, Finance, and other Engineering teams to build and scale reliable, secure,



and cost-efficient financial infrastructure across multiple markets.This role is ideal for an experienced engineering leader who combines strong technical judgment with a people-first management approach.
You will empower engineers to own technical decisions, develop high-performing teams, and establish effective engineering practices that support PayJoy's continued growth.What You'll DoLead and develop a high-performing engineering team: Coach and mentor engineers, support career development, conduct performance reviews, and build a culture of accountability, collaboration, and continuous improvementBuild and scale the team: Partner with Talent Acquisition to recruit, assess, and retain exceptional engineering talent through structured interviews and effective hiring practicesDrive technical excellence: Establish and maintain high standards for software architecture, code quality, testing, security, observability, and engineering practices across payment integrations and financial infrastructureOwn operational reliability: Ensure services are highly available and resilient by driving effective incident management, healthy on-call practices, post-incident reviews, and continuous reliability improvementsShape the engineering roadmap: Partner with Product and engineering leadership to define priorities, plan projects, establish OKRs, and balance feature delivery with technical debt, infrastructure investments, and system healthEnable financial infrastructure at scale: Work with Risk, Compliance, Finance, payment processors, and card issuers to deliver secure, compliant, and cost-efficient solutions across marketsImprove engineering effectiveness: Evaluate team processes, remove technical and organizational blockers, and introduce practices that improve delivery speed, quality, and predictabilityProvide technical leadership: Guide architectural discussions, review technical proposals, and help the team navigate complex engineering trade-offs while fostering autonomy and ownershipWhat We're Looking ForBachelor's degree in Computer Science, Engineering, or a related technical field, or equivalent practical experience12+ years of experience in software engineering, infrastructure, platform engineering, or a related technical field4+ years of engineering management experience, leading and developing high-performing engineering teamsProven experience building, operating, and scaling highly available, reliable,



and secure systemsStrong backend engineering experience, including SQL and database-driven applicationsExperience with distributed systems, software architecture, networking, databases, security, observability, and production operationsStrong understanding of DevOps practices, CI/CD, automated testing, and infrastructure reliabilityExperience with cloud infrastructure, preferably AWS, and technologies such as Docker, Kubernetes, and YAML-based configurationAbility to balance technical depth with people leadership, strategic planning, and operational executionDemonstrated ability to make sound technical decisions, communicate trade-offs, and influence stakeholders across engineering and business teamsExperience implementing and improving agile development practicesExcellent written and verbal communication skills (Spanish And English)Nice to HaveExperience in fintech, banking, payments, or other financial servicesFamiliarity with payment processors, payment disbursements, merchant integrations, financial reconciliation, or banking partnershipsExperience working with credit cards and their associated infrastructure, including issuance, fulfillment, and lifecycle managementExperience with PHPFamiliarity with Django or KotlinBenefits100% Company-funded Health for employees and immediate family membersLife InsuranceIndefinite-term contract20 days of vacations, unlimited sick leave$2,000 USD annual Co-working Travel perk$2,000 USD annual Professional Development perkPhone finance, headphone benefit, home office equipment allowance and wellness perksCatered lunchesPayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds.
We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.PayJoy PrinciplesFinance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active ListeningWe may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information.
These tools assist our recruitment team but do not replace human judgment.
Final hiring decisions are ultimately made by humans.
If you would like more information about how your data is processed, please contact us.
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📌 Senior Engineering Manager (Bogotá)
🏢 Payjoy
📍 Bogotá