Postúlate en Kit Empleo: kitempleo.com.co/empleo/1at09y

About Addi
We are a leading financial platform, building the future of payments, shopping, and banking—a world where consumers and merchants can transact effortlessly and grow together. Today, we serve over 2 million customers and partner with more than 20,000 merchants, making Addi Colombia’s fastest-growing marketplace.
About The Role
This is where you come in. Below, you’ll find what this role is all about—the impact you’ll drive, the challenges you’ll tackle, and what it takes to thrive at Addi. If you’re ready to be part of something big, keep reading.
What’s The Mission You’ll Drive
Build a state-of-the-art, independent 2nd line credit risk function from scratch that surfaces the right risks at the right time and enables the transition to a fully regulated setup in Colombia. Keep credit activity within Board-approved risk appetite through strong 1st/2nd line partnership and constructive challenge.
What You Will Do
- Establish Credit Risk Governance & Framework: Develop a comprehensive Credit Risk Management Framework approved by the Board,



aligned with Addi's risk appetite, 3LoD model, and future applicable regulatory requirements of Superintendencia Financiera de Colombia
- Regulatory Transition with Fit-for-Purpose 1st and 2nd Line Delineation: Develop a 1st and 2nd line operating model that builds upon the strength and success of Addis existing lending business. Enable a successful transition from unregulated to regulated credit operations by being a trusted change partner to the 1st line, and building out a lean and targeted 2nd line function.
- Define & Maintain Credit Risk Appetite: Establish quantitative and qualitative credit-risk appetite statements with measurable metrics (risk appetite framework under SFC regulation, risk capital budgets, portfolio risk economics, early warning thresholds, concentration limits, stress loss sensitivity, etc.). Monitor and report portfolio position against appetite monthly to CRO, Risk Committee and Board.
- Independe

Postúlate en Kit Empleo: kitempleo.com.co/empleo/1at09y

📌 Head of Credit Risk (Medellín)
🏢 Addi
📍 Medellín